🇬🇭 Built for Ghana SMEs

The only business software built for Ghana

Invoicing · Stock · Payroll · Industry modules — one app built for how Ghana businesses actually work. Free forever, no credit card needed.

✓ Free plan forever✓ No credit card✓ GRA & SSNIT compliant✓ 14-day Pro trial on signup

Trusted by 500+ Ghana businesses — from Accra to Kumasi

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Overview
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KF

Overview

Thursday, 25 June 2026

Today

Income

GHS 2,847

Expense

GHS 890

Balance

GHS 1,957

This MonthReports →
IncomeGHS 42,350
ExpensesGHS 18,940
Net ProfitGHS 23,410

Customers

124

Low Stock

3

Unpaid

7

Due

GHS 8.4k

Business Health Score

B

Strong financial position

76 / 100 points

76%

Revenue Growth18/20
Profit Margin16/20
Cash Flow15/20
Receivables14/20
Stock Health13/20
Best-Selling ProductsStock →
1
Kente Fabric (6 yd)38%
GHS 9,240
44 units
2
Ankara Dress (L)42%
GHS 7,560
36 units
3
Dashiki Shirt (M)29%
GHS 5,400
60 units
Best CustomersAll →
AO
Abena Osei
GHS 6,840
12 orders
KM
Kweku Mensah
GHS 5,120
9 orders
EA
Efua Agyemang
GHS 3,960
7 orders

Recent Entries

Cash Sale — Kente Fabric

Abena Osei · MoMo

+GHS 840

Invoice #INV-0094 Paid

Kweku Mensah · Bank

+GHS 1,200

Stock Purchase

Makola Textile Ltd

−GHS 890

Sound familiar?

Ghana businesses deserve better tools

📑

Paper receipt books that get lost or wet

Every sale, every expense — captured on your phone in real time

📊

Excel spreadsheets that take hours to reconcile

Automatic P&L, Balance Sheet and Cashflow with zero manual entry

🏛️

Tax season chaos — SSNIT, PAYE, VAT confusion

GRA-compliant invoices and SSNIT reports generated automatically

The complete platform

Everything your business needs

Not a stripped-down "lite" version. Every core feature, free forever.

🧾

Professional Invoicing

GRA-compliant invoices with VAT, NHIL, GETFL. Send by WhatsApp, email, or link in seconds.

📊

Cashbook & Reports

Profit & Loss, Balance Sheet, Cashflow — always up to date. Know your numbers, always.

📦

Stock Management

Real-time inventory. Low stock alerts. Track movement across multiple branches.

👥

Payroll & Staff

SSNIT Schedule 4 reports. PAYE with GRA 2025 tax bands. Payslips in one click.

🤝

Customers & CRM

Manage customers, track credit balances, follow up leads. Never lose a sale.

📣

WhatsApp & SMS Campaigns

Send bulk promotions to your entire customer list. Uses your own WhatsApp Business account.

📋

Quotes & Sales Orders

Win jobs before they start. Convert quotes to invoices in one tap.

🏭

21 Industry Modules

Deep workflows for salons, pharmacies, restaurants, tailors, contractors, and more.

Up and running in minutes

Three steps to a better business

01

Create your free account

Sign up with your phone number or email. No credit card. 30 seconds.

02

Set up your business

Add your business name, choose your industry module, and import your products.

03

Invite your team

Add staff with role-based access. Everyone works from the same live data.

Trusted by Ghana businesses

What business owners say

I used to spend every Sunday reconciling my books in Excel. Now AjumaFlow does it automatically — I get my P&L in one click.
AM

Akosua Mensah

Salon owner · Kumasi

The SSNIT reports used to stress me every quarter. Now I just press a button and the Schedule 4 is ready. My accountant was shocked.
KA

Kwabena Asante

Wholesale distributor · Accra

I send WhatsApp promos to all my customers from inside the app. My sales went up because I stopped losing customers to forgetfulness.
AO

Abena Osei

Fashion boutique · Takoradi

21 industry modules

Built for your specific business

Not generic software you have to bend to fit. Deep workflows designed for exactly how your industry works in Ghana.

💈

Salon Suite

Appointments, services & stylists

💊

Pharmacy

Batch, expiry & FEFO dispensing

🍽️

Restaurant

Tables, kitchen display & bills

🔧

Repair Shop

Tickets from intake to pickup

📦

Wholesaler

Bulk orders, AR & collections

🧵

Tailor Studio

Orders, measurements & fabric

🌾

Farmer

Seasons, inputs & offtakers

🥐

Bakery

Batches, recipes & counter POS

Transparent pricing

Start free. Grow when you're ready.

No surprise charges. No feature locked behind a sales call. Annual billing saves you 2 months.

Free

GHS 0forever
  • Invoicing & cashbook
  • Stock management
  • Customers & CRM
  • Financial reports
  • 1 user (owner)
Start for free

Starter

GHS 49/month
  • Everything in Free
  • Up to 5 staff
  • Payroll + SSNIT & PAYE
  • Bulk WhatsApp & SMS
  • Quotes & sales orders
Start on Starter
MOST POPULAR

Growth

GHS 99/month
  • Everything in Starter
  • 1 industry module
  • Deep industry workflows
  • Salon, pharmacy & more
Start on Growth

Common questions

Everything you need to know

Is AjumaFlow really free?+

Yes. The Free plan is free forever — invoicing, cashbook, stock, CRM, and full financial reports with no time limit. No credit card required to sign up. Paid plans start at GHS 49/month.

Does AjumaFlow handle SSNIT and PAYE?+

Yes. The Starter plan and above includes full payroll: SSNIT Schedule 4 reports (13.5% employer + 5.5% employee), and PAYE calculations using the GRA 2025 tax bands. Payslips are generated automatically.

Can I use AjumaFlow on my phone?+

Yes — AjumaFlow is mobile-first. It works on any Android or iPhone browser, no app download needed. Many Ghana business owners run their whole business from their phone.

What are the industry modules?+

Modules are deep industry-specific workflows added on top of the core platform. There are 21 modules covering salons, pharmacies, restaurants, chop bars, repair shops, tailors, wholesalers, farmers, contractors, bakeries, and more. Each module has screens and reports built for that specific business type.

How does WhatsApp and SMS marketing work?+

AjumaFlow connects to your own WhatsApp Business API account and SMS provider. You send bulk campaigns to your customer list directly from the app. Because you use your own credentials, AjumaFlow charges zero per-message fees — you only pay your carrier.

Is my data safe?+

Yes. AjumaFlow is built on Supabase (enterprise Postgres), hosted on Vercel with global CDN, and uses row-level security so each business can only ever see its own data. Payments are processed by Paystack, Ghana's most trusted payment provider.

No app store needed

Skip the app store

Open AjumaFlow in Chrome, tap Add to Home Screen. Your business dashboard lands on your phone like a native app — no Play Store, no downloads, no storage eaten up.

Works offlineNo storage usedAuto-updatesAndroid & iOS
Get started free →
AjumaFlow dashboard

Your business deserves proper tools

Join 500+ Ghana businesses using AjumaFlow to run smarter. Free forever, no credit card, up in 30 seconds.

Create your free account

Sign up with email or phone number · 14-day Pro trial included